You’ve spent your career solving complex problems, leading teams, and delivering results. But behind the professional success, your personal financial life may feel increasingly tangled—stock options, pension planning, income strategies, tax exposure, and future retirement timelines all pulling in different directions.
At McInroy & Associates Private Wealth Management, we help you bring order to that complexity. Our team works with executives across Peterborough, Bobcaygeon, Kawartha Lakes, and Haliburton to simplify decisions, reduce tax, and build long-term plans that support life beyond the boardroom.
Whether you’re years away from retirement or starting to think about what’s next, we help you gain clarity, confidence, and control over your financial future.
Plan today for freedom tomorrow
You’ve likely worked hard, made sacrifices, and put others first. Now, it’s time to start shaping a future that works for you. Whether that means stepping back in five years, retiring early, or shifting into a new chapter with more flexibility, we help you create a plan that turns ambition into action.
That means:
- Forecasting what your wealth needs to support
- Mapping out your ideal timeline for slowing down or retiring
- Evaluating benefits, pensions, and deferred compensation
- Ensuring your lifestyle today doesn’t compromise your options for tomorrow
We tailor your financial plan to your exact circumstances—so you can make big decisions with full confidence.
Executive compensation, simplified and optimized
One of the biggest challenges for high-income professionals is understanding and managing the complexity of their compensation. From base salary and performance bonuses to RSUs, stock options, pensions, and group benefits—each element comes with its own rules, risks, and tax implications.
We help you:
- Develop strategies around restricted stock units (RSUs) and stock option exercises
- Understand the long-term impact of deferrals, bonuses, and supplemental retirement benefits
- Use registered accounts and investment vehicles to minimize tax and grow wealth
- Evaluate group benefits and supplemental plans to maximize value
This is about more than investment returns. It’s about keeping your entire financial picture aligned and working for you.
From executive to retiree—on your terms
Many executives put retirement planning on the back burner until it suddenly feels urgent. We help you think ahead with a strategy that transitions your income smoothly while managing risk and tax exposure.
That includes:
- Building a tax-efficient drawdown plan
- Helping you structure your corporate holdings (if applicable)
- Reviewing insurance needs to protect your legacy and your family
Our goal is to make sure you’re not just financially ready to step away—but mentally ready, too. Because when you can see how the numbers support your vision, stepping into retirement becomes a decision you want to make.
Clear advice, consistent communication
At McInroy & Associates, we offer practical, high-value financial planning that helps executives like you connect all the dots.
What you can expect from us:
- A CERTIFIED FINANCIAL PLANNER® professional who understands your full financial picture
- A team who calls before you realize you need to talk
- A long-term relationship
- Regular plan reviews and updates as your life and goals evolve
Why executives trust McInroy & Associates
As a private wealth management firm, we serve clients with complex financial lives—and bring order to that complexity with experience, care, and precision. We build steady, disciplined plans tailored to your unique needs.
And as part of IG Wealth Management, we have access to a national network of tax, legal, and pension specialists to support even the most advanced strategies. That means you get local, high-touch service—backed by best-in-class technical expertise.
Whether your question is about how to structure a pension split during a divorce, when to exercise your stock options, or how much you can afford to gift your kids now, we’ll walk you through it with clarity and confidence.