Trusted financial guidance for real people in our community
At McInroy & Associates Private Wealth Management, we help people from all walks of life create calm, structured plans that bring confidence to every decision.
Our clients are professionals, entrepreneurs, families, and retirees. Some have recently come into wealth. Others have been building it quietly for decades. No matter where you’re starting from or what your goals are, we’re here to help you build a future that feels secure, supported, and meaningful.
Pre-retirees and retirees
You’ve spent your life working, saving, and building security. Now, it’s time to shift your focus—turning that savings into a lasting, sustainable income. We help retirees structure their wealth for predictable cash flow, tax efficiency, and long-term peace of mind. Whether you’re retiring from a local business, a public sector job, or a trade, we’ll help you feel confident about your next chapter.
Business owners and entrepreneurs
As a business owner, your personal and professional finances are intertwined. We provide financial planning that connects all the dots—helping you manage cash flow, reduce taxes, and plan for a successful transition or sale. Whether you’re a sole proprietor or running a growing company, we’ll help you protect what you’ve built and ensure your business supports your personal goals.
Executives
High-income careers come with complexity: deferred compensation, stock options, pensions, and bonus structures. We help executives untangle the details, reduce tax exposure, and build long-term wealth strategies that support both career success and life after the boardroom. From Peterborough to Haliburton, we’re the wealth advisor executives trust to simplify and support their financial lives.
Healthcare professionals
Doctors, dentists, and other healthcare professionals face unique challenges—high income, high tax exposure, and no employer-sponsored pension. We provide clear financial planning that supports your practice and your personal life. That includes incorporation strategies, risk protection, investment planning, and building long-term income without burnout.
Affluent families
With more wealth comes more complexity. Whether you’ve built your wealth gradually or through a sudden event, we help families manage and preserve it with intention. That means planning across generations, reducing tax, and creating structures that protect your lifestyle while preparing your children for what’s to come. We act as your long-term partner—one who sees the big picture.
Widows, survivors, and their families
Losing a spouse is one of life’s hardest moments—and it often comes with overwhelming financial decisions. We help surviving spouses and adult children find clarity and confidence during these transitions. That includes managing estate settlements, pensions, insurance, and creating a plan that supports the next stage of life with calm and care.
Women navigating financial transitions
We recognize that many women face unique financial realities: career breaks, longer life expectancy, caregiving responsibilities, and often, less confidence in financial conversations. We take the time to listen, explain clearly, and design plans that reflect your goals—whether you’re building wealth independently, supporting loved ones, or navigating a major life change. You deserve to feel informed, empowered, and supported.
Agriculture and farm families
Your farm is more than a business—it’s your legacy. We work with farm families across the Kawarthas and Haliburton Highlands to protect land, manage succession, and reduce the tax impact of transferring wealth to the next generation. Whether you’re incorporating, expanding, or planning a handoff to your kids, we’re here to help.